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Forum: HYIP 12-24-2009, 04:37 PM
Replies: 0
Views: 3,092
Posted By CarlX
Diversity Is The Key

Don't invest all of your money in just one HYIP. It is better to spread your investment in several HYIP's so that there is always a balance between your winning and loss. Eventually, you will then...
Forum: HYIP 12-24-2009, 04:34 PM
Replies: 8
Views: 10,188
Posted By CarlX
Do Not Invest What You Can't Afford To Lose

There is always a chance of losing when playing HYIP game. So the cardinal rule if you want to invest in HYIP is "never invest what you can't afford to lose". Don't use the money allocated for food,...
Forum: TAX 12-24-2009, 04:24 PM
Replies: 29
Views: 20,337
Posted By CarlX
Value Added Tax

What I know about value added tax is that the government will add additional tax on every product that we buy. But I don't really understand how this works so I would greatly appreciate if someone...
Forum: Credit Cards 12-24-2009, 04:21 PM
Replies: 7
Views: 3,936
Posted By CarlX
This is the new credit card of the future if...

This is the new credit card of the future if these cards doesn't need to be swiped into a credit card reader. I wish someone can explain this a bit more.
Forum: Credit Cards 12-24-2009, 04:19 PM
Replies: 8
Views: 3,732
Posted By CarlX
I only have one VISA credit card and I use it...

I only have one VISA credit card and I use it when there is a really big sale, like 70%, and if I really need that item. I never use my credit card for everyday expenses.
Forum: Credit Card Fraud 12-24-2009, 02:30 AM
Replies: 1
Views: 4,225
Posted By CarlX
Using Programs with Geolocation

I've seen some credit card detection programs that uses geolocation system. I think this is a good way to prevent credit card fraud.

What credit card fraud detection tool are you using? How...
Forum: Online Fraud 12-24-2009, 02:26 AM
Replies: 3
Views: 3,590
Posted By CarlX
Auction Fraud

This is one of the most popular online frauds. Scammers will post a product on eBay or other auction sites but the product is just a bogus.

How will you know that the product being auctioned is...
Forum: Bank Accounts & Internet Banking 12-24-2009, 02:20 AM
Replies: 2
Views: 3,645
Posted By CarlX
Capital One

This online bank claims that it has a program with a very good interest rate. It is called the High Yield Money Market Account. The rate for this program is 1.19% plus an APY of 1.20%.

Is there...
Forum: Moneybookers 12-24-2009, 02:05 AM
Replies: 11
Views: 7,909
Posted By CarlX
Mobile Payment

I have made a thread yesterday concerning telephones used to fund account in payment processor. Today I found out that Moneybookers have this service.

Is this service available for all countries?...
Forum: ChargeBack & Refunds 12-24-2009, 01:54 AM
Replies: 6
Views: 13,184
Posted By CarlX
Which Comes First?

Which comes first in making a chargeback, the refund or the item being returned?

I have been reading in other forums about merchants complaining about payment processors giving refunds to the...
Forum: General Payment Processing 12-23-2009, 01:30 PM
Replies: 42
Views: 17,649
Posted By CarlX
Transacting through the phone

Is there a payment processor that uses the phone system to make online transactions?

Normally, payment processors uses credit cards, debit cards, and bank accounts to transact online. But is it...
Forum: Credit Cards 12-23-2009, 01:07 PM
Replies: 3
Views: 4,772
Posted By CarlX
Keeping The Credit Card To Deter Temptation

I have read ridiculous ways of keeping credit cards to deter us from using them all the time. Freezing the credit card (I don't know if this will damage the card) or placing it in a safe are just...
Forum: Credit Cards 12-23-2009, 01:00 PM
Replies: 0
Views: 2,188
Posted By CarlX
Determining what is needed and wanted?

We must try to use our credit cards mainly for our needs and seldom for our wants. But how do you determine a want from a need?

For example, in buying a clothing. We must buy a clothing that is...
Forum: Credit Cards 12-23-2009, 12:55 PM
Replies: 0
Views: 2,249
Posted By CarlX
Insurance For Credit Cards

How useful is insurance for credit cards? Do you even have insurance for your credit card?

My credit cards are insured. I won't have to worry about paying in case it was stolen or used by other...
Forum: Paypal Discussion 12-23-2009, 12:45 PM
Replies: 2
Views: 2,141
Posted By CarlX
PayPal MasterCard

PayPal is now entering the banking world by making MasterCard debit card. From the article I've read, it says that parents can create up to 4 sub-accounts for their children. The kids will then have...
Forum: General Payment Processing 12-23-2009, 12:35 PM
Replies: 3
Views: 2,308
Posted By CarlX

Has anyone here tried using this payment processor? Tell us your experiences with this company.

I have read an article that it set a record for processing more than 200,000 transactions in a day....
Forum: Paypal Discussion 12-23-2009, 06:30 AM
Replies: 30
Views: 11,249
Posted By CarlX
I agree with everyone that PayPal have outrageous...

I agree with everyone that PayPal have outrageous fees. But its not true that they only accept PayPal as the payment processor. EBay has other payment methods based on the link that Groggy posted....
Forum: Bank Accounts & Internet Banking 12-22-2009, 06:46 PM
Replies: 11
Views: 6,386
Posted By CarlX
I also open joints accounts with a partner that...

I also open joints accounts with a partner that could transact with the bank independently.

It is a hassle when both of you needs to sign papers just to withdraw something.

"And" clause is...
Forum: Introductions 12-22-2009, 06:41 PM
Replies: 1
Views: 2,003
Posted By CarlX

Hello guys!

I'm always interested in money matters. I enjoy talking about how to make money and how to save when you already have the money.

I hope I could gain more knowledge from this forum.
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