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Forum: Credit Cards 12-16-2009, 04:33 PM
Replies: 9
Views: 3,496
Posted By meme
Lending out your card

This can be very risky. I am wondering if you allow anyone besides your spouse to use your credit card. Has anyone had problems when lending out your card?
Forum: Credit Cards 12-16-2009, 04:32 PM
Replies: 0
Views: 1,491
Posted By meme
Teens and credit cards

Do you think that it is good for a college student to get a credit card? There are so many offers that come to them from credit card companies that they find it hard to resist.

I think it is ok...
Forum: Prepaid Cards 12-16-2009, 04:29 PM
Replies: 0
Views: 3,439
Posted By meme
Prepaid store cards

Do you purchase the prepaid store cards? I think that they make wonderful gifts for teenagers. I usually will use them at graduation time too. This way the kids aren't just getting a ton of money,...
Forum: Credit Cards 12-16-2009, 04:25 PM
Replies: 0
Views: 1,408
Posted By meme
Credit card machines

You know how you have to scan your credit card through a machine when you make a purchase? The other day I was shopping with only my credit card and they asked to see ID after I scanned my card. I...
Forum: Credit Card Fraud 12-16-2009, 04:23 PM
Replies: 10
Views: 7,653
Posted By meme
Using Credit Cards in Self Checkouts

I worry about my credit card being stolen and someone using it at a store. Now they have the self checkouts at the supermarkets. The cashier is suppose to check the signature if you spend over...
Forum: Credit Cards 12-15-2009, 07:53 PM
Replies: 0
Views: 1,470
Posted By meme
Credit card fraud

Here are some things you may want to remember so you won't be a victim of credit card fraud:

Dont' :
-Lend your card(s) to anyone.
- Leave cards or receipts lying around.
- Sign a blank...
Forum: Credit Cards 12-15-2009, 07:50 PM
Replies: 0
Views: 1,412
Posted By meme
What are the costs?

What are the costs of credit card fraud to the owner of the credit card? Does the company usually just make good on the fraudulent charges or is the cardholder responsible too?
Forum: Bank Accounts & Internet Banking 12-15-2009, 07:48 PM
Replies: 0
Views: 2,115
Posted By meme
ATM fraud issues

Has anyone heard about any ATM frauds? I think I saw a special before on how someone could somehow get your ATM pin numbers by doing something to the ATM's. Does anyone have information on this...
Forum: Online Fraud 12-15-2009, 07:45 PM
Replies: 1
Views: 2,335
Posted By meme
Identity theft protection

Does anyone here have identity theft protection? About five or so years ago this was a big thing in my area. I was even approached by someone to sell identity theft insurance.

What are your...
Forum: Fraud Detection & Prevention 12-15-2009, 07:43 PM
Replies: 6
Views: 7,759
Posted By meme
I usually will ignore them and just delete them. ...

I usually will ignore them and just delete them. I did get one that was suppose to be from paypal before and I did report it. They had me send the email to paypal and from there said they would...
Forum: ChargeBack & Refunds 12-15-2009, 07:40 PM
Replies: 2
Views: 5,439
Posted By meme
I have no experience with MasterCard. I use...

I have no experience with MasterCard. I use Discover and have never had a problem getting a chargeback resolved. I call the credit card and they take care of it. They also credit my account the...
Forum: ChargeBack & Refunds 12-15-2009, 07:38 PM
Replies: 6
Views: 17,420
Posted By meme
I believe if you file a grievance with a company...

I believe if you file a grievance with a company they have 30 days to respond. If there is no action taken, you may be able to go directly to your credit card company and file a complaint with them....
Forum: Fraud Detection & Prevention 12-15-2009, 07:36 PM
Replies: 4
Views: 2,950
Posted By meme
Identity theft happens when criminals or crooks...

Identity theft happens when criminals or crooks obtain your personal information like driver’s license, social security or SSN, address, name, maiden name of your mother, and other pieces of...
Forum: Credit Cards 12-14-2009, 05:54 PM
Replies: 3
Views: 2,173
Posted By meme
I haven't heard of an unlimited credit card. ...

I haven't heard of an unlimited credit card. Getting one of these could really get a person into alot of financial trouble. Even if they are available, the interest rate must be huge!
Forum: Credit Cards 12-14-2009, 05:52 PM
Replies: 1
Views: 1,630
Posted By meme
I am going to get one of these for my son when he...

I am going to get one of these for my son when he is in college. I think it is important for college kids to start to be financially responsible. The bill will be in both our names and he will be...
Forum: Credit Cards 12-14-2009, 05:50 PM
Replies: 12
Views: 3,831
Posted By meme
I would never take out a credit card to pay off...

I would never take out a credit card to pay off my debts. This way you will be digging yourself deeper into debt.

Anyways....if you search credit cards for bad credit, you will get a ton of...
Forum: Paypal Discussion 12-14-2009, 05:41 PM
Replies: 7
Views: 4,477
Posted By meme
Paypal wanting new password

Have you recieved the email stating that someone has tampered with your paypal account, so they want you to go on and make a new password ect. If you notice, the email that sent it to you isn't from...
Forum: Bank Accounts & Internet Banking 12-14-2009, 05:39 PM
Replies: 0
Views: 2,317
Posted By meme
Frauds and online banking

Fraud is an explosive problem in the banking and financial services realm, and the rapid growth of fraudulent activity is a testament to how difficult fraud is to detect and prevent ? a fact that...
Forum: Fraud Detection & Prevention 12-14-2009, 05:30 PM
Replies: 20
Views: 19,436
Posted By meme
Fraud detection software

Is there some type of software you can get for your computer that will let you know if a site is a fraud? It seems like there is software for all sorts of things, just wondering if there is...
Forum: Bank Accounts & Internet Banking 12-14-2009, 05:26 PM
Replies: 0
Views: 2,489
Posted By meme
Safe deposit boxes

How safe do you really thing that safe deposit boxes are? Is there any way that an employee can get into your box without you knowing? Does anyone here have a safe deposit box?
Forum: Bank Accounts & Internet Banking 12-11-2009, 04:21 PM
Replies: 0
Views: 2,444
Posted By meme
Keeping an eye on your finances

Do you use internet banking to keep a close eye on your finances? I check my account every week. We have direct deposit, so I check to see what has been deposited along with what bills have been...
Forum: Bank Accounts & Internet Banking 12-11-2009, 04:19 PM
Replies: 25
Views: 8,976
Posted By meme
I believe that internet banking is safe. I would...

I believe that internet banking is safe. I would not go with a bank that I don't know about. I bank online with my bank that I have used my whole adult life.

Uplana has a good point...one...
Forum: Bank Accounts & Internet Banking 12-11-2009, 04:16 PM
Replies: 3
Views: 3,079
Posted By meme
Ask your bank for the information. I beleive all...

Ask your bank for the information. I beleive all banks now have the online sites so you can get do your banking online. Once I asked my bank, they sent me a huge packet of information that...
Forum: Bank Accounts & Internet Banking 12-11-2009, 04:14 PM
Replies: 6
Views: 2,831
Posted By meme
I pay all of my bills with internet banking. It...

I pay all of my bills with internet banking. It is so easy now that I have my account set up. It was a pain setting the account up though. I feel that it is a secure way to pay my bills. I have to...
Forum: ChargeBack & Refunds 12-11-2009, 04:11 PM
Replies: 4
Views: 3,649
Posted By meme
If you have a problem with this they have a spot...

If you have a problem with this they have a spot on the link that says contact us. Click on here and there is an answer question board. I bet that the answer will be on there for you. They will...
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