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Forum: General Payment Processing 12-23-2009, 11:58 PM
Replies: 8
Views: 3,071
Posted By UmbrellaMe
Showing Driver's License

An age old verification for many has been showing your driver's license to confirm your ID. This used to be accompanied by displaying a credit card. The latter practice is mostly illegal now. It's...
Forum: General Payment Processing 12-23-2009, 11:55 PM
Replies: 2
Views: 2,249
Posted By UmbrellaMe
No, I haven't. I'm curious about the IP...

No, I haven't. I'm curious about the IP recognition. Does that mean if you are using a friend's computer or even another family member's computer that you can't access your account?
Forum: Credit Cards 12-23-2009, 11:54 PM
Replies: 7
Views: 2,878
Posted By UmbrellaMe
I have never heard about these. What are they,...

I have never heard about these. What are they, what do they do, and why would I want one over a regular credit card? It amazes what innovations financial folks keep coming up with.
Forum: Credit Card Fraud 12-23-2009, 05:30 AM
Replies: 10
Views: 7,690
Posted By UmbrellaMe
You also have to be very careful with these. If...

You also have to be very careful with these. If fraud happens, the proof has to be given by you. My sister had a detailed discussion with the bank about this and to fully understand what happens if...
Forum: Credit Card Fraud 12-23-2009, 05:28 AM
Replies: 19
Views: 8,095
Posted By UmbrellaMe
That's true about the scanning. The best thing...

That's true about the scanning. The best thing you can do is treat your card like a precious artifact. Don't let it dangle and don't let it out of your sight. Another must -- check your accounts...
Forum: Paypal Discussion 12-23-2009, 05:26 AM
Replies: 30
Views: 7,890
Posted By UmbrellaMe
eBay doesn't allow those other payment types. ...

eBay doesn't allow those other payment types. This is a subject I'm very passionate about. I've watched PayPal change and become a greedy company.
Forum: Merchant Accounts 12-23-2009, 04:31 AM
Replies: 3
Views: 2,279
Posted By UmbrellaMe
When Do You Need to Upgrade

Upgrade isn't really the right term here, but it's the one that seems the closest. When you begin as a very small business owner, doing something out of your home, at what point do you think it's...
Forum: Moneybookers 12-23-2009, 04:27 AM
Replies: 10
Views: 5,058
Posted By UmbrellaMe
I've never heard of Moneybookers before, ever. I...

I've never heard of Moneybookers before, ever. I haven't seen them listed on anything. What kind of company are they? What do they do?
Forum: Paypal Discussion 12-23-2009, 04:26 AM
Replies: 11
Views: 6,311
Posted By UmbrellaMe
They might some day. What it takes is customer...

They might some day. What it takes is customer requests. Of course, they have their own associate with VISA and I think they are more into supporting that than anything else.
Forum: General Payment Processing 12-23-2009, 03:15 AM
Replies: 3
Views: 1,504
Posted By UmbrellaMe
The only option I'm leery of really are checks. ...

The only option I'm leery of really are checks. I still believe in them, but I've had my share of bounced ones. Fortunately, they've always paid the bounced fees, but it's such a pain to go through.
Forum: Paypal Discussion 12-23-2009, 03:12 AM
Replies: 30
Views: 7,890
Posted By UmbrellaMe
I'm waiting for the lawyers to get into this and...

I'm waiting for the lawyers to get into this and I keep hoping it will happen. I don't think it's ethical what they are doing, and I'm betting one day it bites them.
Forum: Free Talks 12-23-2009, 03:10 AM
Replies: 5
Views: 2,545
Posted By UmbrellaMe
Definitely not. You absolutely have to have a...

Definitely not. You absolutely have to have a good spyware program and you must keep it and your virus program up to date. You should also run scans regularly.
Forum: Bank Accounts & Internet Banking 12-23-2009, 02:42 AM
Replies: 9
Views: 5,200
Posted By UmbrellaMe
VISA Processing Fees

I know more businesses that are limiting or stopping VISA use because VISA charges are so much more than Mastercard and other credit cards. Do you think it's possible that VISA might price...
Forum: ChargeBack & Refunds 12-23-2009, 02:38 AM
Replies: 5
Views: 4,733
Posted By UmbrellaMe
Usually the sender has insurance for their goods....

Usually the sender has insurance for their goods. For example, I used to work for a retailer who sent product through the mail. We always handled the returns and credits. Then our insurance...
Forum: Bank Accounts & Internet Banking 12-23-2009, 02:35 AM
Replies: 10
Views: 4,607
Posted By UmbrellaMe
I am definitely leery of online banks. The...

I am definitely leery of online banks. The banking world is shaky enough as it is, and I just don't trust doing business with a totally online bank.
Forum: Credit Card Fraud 12-23-2009, 01:15 AM
Replies: 0
Views: 3,055
Posted By UmbrellaMe
Which Bankers Handle Fraud the Best?

Do you have an opinion on which bankers handle individual consumer fraud the best? By this I mean when you as a customer report fraud by a business, how many hoops do you have to jump through to get...
Forum: Paypal Discussion 12-23-2009, 01:12 AM
Replies: 30
Views: 7,890
Posted By UmbrellaMe
Correct. They have abandoned the very people who...

Correct. They have abandoned the very people who made them a success. I take issue with that. In fact, I try not to use eBay much as a result. I don't believe they are morally ethical, something...
Forum: Fraud Detection & Prevention 12-23-2009, 01:11 AM
Replies: 3
Views: 5,871
Posted By UmbrellaMe
I pay attention to it, yes, but I don't rely on...

I pay attention to it, yes, but I don't rely on it exclusively. I haven't really had issues with people who aren't verified. I have friends who haven't bothered to verify their own accounts.
Forum: Online Fraud 12-23-2009, 01:08 AM
Replies: 10
Views: 4,994
Posted By UmbrellaMe
If I am unfamiliar with the company or if for any...

If I am unfamiliar with the company or if for any reason am unsure, I always check out the BBB. It's amazing what you can learn there.
Forum: General Payment Processing 12-23-2009, 12:07 AM
Replies: 3
Views: 1,504
Posted By UmbrellaMe
Many or Few Options

For a smaller or moderate online business, do you think it's better to have a lot of payment options or keep it to the basics? These days in addition to credit cards, there are groups like PayPal...
Forum: General Payment Processing 12-23-2009, 12:05 AM
Replies: 8
Views: 4,742
Posted By UmbrellaMe
I have not heard about PerfectMoney. I have...

I have not heard about PerfectMoney. I have heard about AlertPay and I've seen it used on sites I would trust. I cannot attest to it myself on a personal level since I don't use it. It's not...
Forum: Paypal Discussion 12-23-2009, 12:01 AM
Replies: 30
Views: 7,890
Posted By UmbrellaMe
I have a big objection to PayPal's fees and have...

I have a big objection to PayPal's fees and have from the start. I've used this program from the beginning, way back when it was free across the board. I especially have issues with them becoming...
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