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Forum: Fraud Detection & Prevention 01-27-2011, 09:18 AM
Replies: 15
Views: 26,502
Posted By financialculture
Hopefully you have a paypal debit card, and...

Hopefully you have a paypal debit card, and hopefully you ran to the ATM to withdrawal the cash. if you did, then you can let paypal refund him, since all that will happen is it will make your paypal...
Forum: Credit Card Fraud 01-27-2011, 09:13 AM
Replies: 18
Views: 9,103
Posted By financialculture
I am shopping for a new bank for my checking, savings and mortage.

Well i do like to know whether is their any banks so you can better make a decision with things like savings interest rates, some key policies, size of bank, number of atms, checking options etc.
...
Forum: Credit Card Fraud 01-27-2011, 09:05 AM
Replies: 10
Views: 7,561
Posted By financialculture
self checkout, could care less about the future...

self checkout, could care less about the future of cashier jobs. As far as identity theft, I'm sure there is a much better chance that I'm gonna get ripped off by a half wit making 7 dollars an hour,...
Forum: Credit Cards 01-27-2011, 08:45 AM
Replies: 5
Views: 3,762
Posted By financialculture
Technically no, but once the statute of...

Technically no, but once the statute of limitations is up the creditor/debt collector can no longer take successful legal action against you. There is a statute of limitations for credit card debt,...
Forum: Credit Cards 01-25-2011, 12:09 PM
Replies: 8
Views: 4,869
Posted By financialculture
I have 800+ rating. I have never carried a...

I have 800+ rating.
I have never carried a balance on any credit card. and never paid a penny interest.
It is simply and old lady's myth that carrying balances increases your rating - just a myth....
Forum: Credit Cards 01-25-2011, 12:03 PM
Replies: 8
Views: 17,196
Posted By financialculture
Well i admire your trivia as it keeps me thinking...

Well i admire your trivia as it keeps me thinking what can be done as i have not seen kind of question in my life and i would agree with GPFMortgage that you are not able to do that.
Forum: Credit Cards 01-25-2011, 11:57 AM
Replies: 10
Views: 4,702
Posted By financialculture
Before I directly give out the ideal number, let...

Before I directly give out the ideal number, let me define few things first. To avoid complication, let us use the most common type of score ? FICO Scores. FICO Score of an individual is calculated...
Forum: Credit Cards 01-25-2011, 11:51 AM
Replies: 11
Views: 5,056
Posted By financialculture
Does Capital One still own the debt or have they...

Does Capital One still own the debt or have they charged it off and sold it to a collection agency? That's the first thing you need to determine.
Forum: Credit Cards 01-25-2011, 11:44 AM
Replies: 8
Views: 3,354
Posted By financialculture
Well i also feel like same you as i fear about if...

Well i also feel like same you as i fear about if when i use wisely, credit cards can be the cornerstone of a sound financial strategy. A solid credit history makes you a good credit risk and that in...
Forum: Credit Cards 01-25-2011, 11:37 AM
Replies: 10
Views: 5,339
Posted By financialculture
First what is the percenatge rate on the card? If...

First what is the percenatge rate on the card? If it is 10% or higher I would transfer it to a 0% card. That would save you $2500 in finance fees alone. If you choose this route, do not make any...
Forum: Credit Cards 01-25-2011, 11:31 AM
Replies: 9
Views: 4,423
Posted By financialculture
I think you have got what you are asking for, so...

I think you have got what you are asking for, so i thought i give information about Master Card.

Using your Mastercard is a wise way to pay for purchases. It also helps if you can pay your bill in...
Forum: Credit Cards 01-25-2011, 11:21 AM
Replies: 18
Views: 21,658
Posted By financialculture
A Smart Card is a piece of technology; the card...

A Smart Card is a piece of technology; the card contains an electronic chip. Smart cards can be used in any situation where a card with information is needed. American Express had a credit card based...
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