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Forum: Credit Cards 08-11-2014, 09:58 AM
Replies: 9
Views: 2,008
Posted By DibbaDemelab
You have other option, get a co-signer which have...

You have other option, get a co-signer which have good credit score. Or you can make big down payment.
Forum: Credit Cards 08-11-2014, 09:54 AM
Replies: 21
Views: 6,586
Posted By DibbaDemelab
If the credit card has a balance, your credit...

If the credit card has a balance, your credit score will definitely drop after you close the card. That's because 30% of your credit score is based on your credit utilization - the amount of...
Forum: Credit Card Fraud 07-24-2014, 08:46 AM
Replies: 14
Views: 10,674
Posted By DibbaDemelab
The best way to repair credit card is clear all...

The best way to repair credit card is clear all your negative information from your credit report.
Forum: Credit Cards 07-24-2014, 08:40 AM
Replies: 7
Views: 1,598
Posted By DibbaDemelab
Your interest rate will increase.

Your interest rate will increase.
Forum: Credit Cards 07-24-2014, 08:37 AM
Replies: 22
Views: 5,969
Posted By DibbaDemelab
For creating good history, you must pay on time,...

For creating good history, you must pay on time, your credit card balance should be within 30% of your credit limit.
Forum: Credit Cards 07-24-2014, 08:28 AM
Replies: 19
Views: 3,844
Posted By DibbaDemelab
No, I will not give my child credit card, I will...

No, I will not give my child credit card, I will if they are ready and responsible to use it in a right way.
Forum: Credit Cards 07-24-2014, 08:25 AM
Replies: 12
Views: 3,107
Posted By DibbaDemelab
Such a great thread. I appreciated for sharing...

Such a great thread. I appreciated for sharing this.
Forum: Credit Cards 07-24-2014, 08:24 AM
Replies: 3
Views: 1,413
Posted By DibbaDemelab
Yes, it could be. You just need to enter your...

Yes, it could be. You just need to enter your correct billing information. It couldn't verified if you enter wrong billing information.
Forum: Credit Cards 07-24-2014, 08:16 AM
Replies: 3
Views: 2,038
Posted By DibbaDemelab
I checked the card that has good benefits,...

I checked the card that has good benefits, interest rate.
Forum: Credit Cards 07-24-2014, 08:10 AM
Replies: 3
Views: 1,818
Posted By DibbaDemelab
Your credit card balance should be within 30% of...

Your credit card balance should be within 30% of your credit limit to maintain a good credit score. That’s $300 on a credit card with a $1,000 credit limit. Charging more than 30% of your credit...
Forum: Credit Cards 07-24-2014, 08:10 AM
Replies: 11
Views: 3,445
Posted By DibbaDemelab
I keep my old credit card and keep them open and...

I keep my old credit card and keep them open and active. When you close a credit card, your credit card issuer no longer sends updates to the credit bureaus and the credit scoring formula places less...
Forum: Credit Cards 07-24-2014, 08:04 AM
Replies: 3
Views: 1,793
Posted By DibbaDemelab
I've been using my credit card since 18, I use it...

I've been using my credit card since 18, I use it in the right way, I pay on time my bills/debt, I also maintain low credit card balances.
Forum: Credit Card Fraud 07-24-2014, 08:02 AM
Replies: 20
Views: 14,347
Posted By DibbaDemelab
Your money is secure but your identity is not...

Your money is secure but your identity is not secure. So, keep always be alert and keep your card always in the safe place.
Forum: Credit Cards 07-24-2014, 08:00 AM
Replies: 12
Views: 3,810
Posted By DibbaDemelab
Stop getting new card. All you can do is repair...

Stop getting new card. All you can do is repair your credit card. And the best way to repair credit card is clear all the negative information from your credit report.
Forum: Credit Cards 07-24-2014, 07:56 AM
Replies: 11
Views: 3,465
Posted By DibbaDemelab
Once you're sure closing the credit card is the...

Once you're sure closing the credit card is the right move to make, follow these steps to make sure the card is closed correctly and in your favor.


Closing a card could affect your credit score...
Forum: Credit Cards 07-24-2014, 07:51 AM
Replies: 19
Views: 8,984
Posted By DibbaDemelab
It's very important to use credit responsibly....

It's very important to use credit responsibly. Never make a late payment, and limit your credit card spending to no more than 30% of your available credit. Also, always pay in full every month....
Forum: Credit Cards 07-24-2014, 07:45 AM
Replies: 16
Views: 6,007
Posted By DibbaDemelab
Locate a recent copy of your credit card...

Locate a recent copy of your credit card statement to find the number to reach your card issuer. Alternatively, if you have online access for your credit card, you may be able to use the website to...
Forum: Credit Cards 07-24-2014, 07:41 AM
Replies: 10
Views: 3,618
Posted By DibbaDemelab
The best way to improve your credit score is pay...

The best way to improve your credit score is pay your bills/debt on time.

Calculated your score:

Payment history is 35%
Debt level is 30%
Length of credit history 15%
Inquiries are 10%
Mix...
Forum: Credit Cards 07-24-2014, 07:38 AM
Replies: 23
Views: 9,490
Posted By DibbaDemelab
* Convenience and flexibility * Shopping in...

* Convenience and flexibility

* Shopping in safety

If you want to shop online - be it for a new outfit, a hotel reservation or cinema tickets - putting it on plastic is not only easy but safe...
Forum: Paypal Discussion 07-24-2014, 07:32 AM
Replies: 17
Views: 3,769
Posted By DibbaDemelab
I think PayPal the best for paying online. But if...

I think PayPal the best for paying online. But if you don't like to give your PayPal account, then create dummy PayPal account that didn't link to your debit card or credit card, you just transfer...
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