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Forum: Credit Card Fraud 12-18-2009, 04:40 PM
Replies: 7
Views: 6,610
Posted By lily
credit card industry

The annual earnings of the credit card industry are about $30 billion.
The credit card companies loose about $10 billion annually due to credit card fraud.
Forum: TAX 12-18-2009, 12:11 AM
Replies: 23
Views: 13,706
Posted By lily
tax shelter

Tax shelter is any investment designed to reduce or avoid income taxes. Real estate is the most popular shelter. What are some other tax shelters?
Forum: Credit Cards 12-17-2009, 11:26 PM
Replies: 0
Views: 2,267
Posted By lily
Best credit card 2009

Discover More Card

Earn up to 5% cash back on every day purchases.
Earn 1% cash back on all other purchases.
Earn a 5% ? 20% cash back bonus by shopping online through the ShopDiscover store....
Forum: Credit Cards 12-17-2009, 11:56 AM
Replies: 0
Views: 2,291
Posted By lily
Benefits of accepting credit cards for merchants

Every merchant should accept credit cards. That could increase the profits because people who use credit cards for online shopping tend to buy more products. Also credit card holders buy on impulse.
Forum: Credit Cards 12-17-2009, 11:53 AM
Replies: 0
Views: 2,401
Posted By lily
Benefits of using credit card for cardholders

There are many benefits of using credit card. Security, chargebacks, rewards points are advantages for cardholders. Also having a credit card means that you are a good customer. So it is good to have...
Forum: PerfectMoney , Webmoney & Gold Ecurrencies 12-17-2009, 09:25 AM
Replies: 6
Views: 5,845
Posted By lily
Liberty Reserve referral program

Liberty reserve has a referral program. They pay 25 cents for each referral and 5 cent for being referred. You must have at least $10 in your account to be a referral.
Forum: PerfectMoney , Webmoney & Gold Ecurrencies 12-17-2009, 08:56 AM
Replies: 3
Views: 3,904
Posted By lily
Two liberty reserve accounts

I have two liberty reserve accounts. I decided to separate my money and if something happen to one of my accounts I have back up account. Is that a good idea?
Forum: Paypal Discussion 12-17-2009, 08:55 AM
Replies: 11
Views: 5,394
Posted By lily
More than one paypal account

I have one personal paypal account but need to open another one. Can I do that? How many paypal accounts are allowed per one person?
Forum: Credit Cards 12-17-2009, 08:34 AM
Replies: 19
Views: 16,398
Posted By lily
The main advantage is that you have a back up...

The main advantage is that you have a back up card if some of your card is stolen or lost. Also you can separate your expenses and it is easier to manage your money.
Forum: Paypal Discussion 12-17-2009, 08:30 AM
Replies: 49
Views: 17,184
Posted By lily
Yes, that is true. But some people find many...

Yes, that is true. But some people find many advantages to use payment processor instead of credit card for making purchases online. If you use paypal it could be easier for you to manage your money.
Forum: General Payment Processing 12-17-2009, 08:22 AM
Replies: 2
Views: 2,168
Posted By lily
Some people use payment processors and that is...

Some people use payment processors and that is their reason. But credit cards are the safest payment option. And also it is not very smart to keep large amounts of money online.
Forum: General Payment Processing 12-17-2009, 08:12 AM
Replies: 5
Views: 2,141
Posted By lily
If you have one credit card for different payment...

If you have one credit card for different payment processors it could be easier to control your expenses. That is a good reason. So if it is more convenient to you use just one credit card.
Forum: General Payment Processing 12-17-2009, 08:00 AM
Replies: 4
Views: 2,090
Posted By lily
If you have more than one credit card attached to...

If you have more than one credit card attached to your account you have to control yourself because too many expenses mean that you have too many charges to pay.
Forum: Credit Cards 12-16-2009, 05:17 PM
Replies: 2
Views: 2,241
Posted By lily
Credit cards are the most popular payment option

Over 70% of online purchases are made using credit cards. In my opinion debit cards are much more convenient. Do you use mostly credit cards for online shopping?
Forum: PerfectMoney , Webmoney & Gold Ecurrencies 12-16-2009, 04:57 PM
Replies: 0
Views: 2,445
Posted By lily
Liberty Reserve notification

I don?t receive notification from liberty reserve when I receive money in my account. Is that option available for the customers? Sometimes I have to open my account few times per day and that is...
Forum: Paypal Discussion 12-16-2009, 04:44 PM
Replies: 1
Views: 1,939
Posted By lily
Paypal is the only one reliable payment processor

There are many payment processors but only one is trusted so everybody has a paypal account. It seems that the other sites loose money because they don?t have so much customers.
In fact we have...
Forum: PerfectMoney , Webmoney & Gold Ecurrencies 12-16-2009, 04:17 PM
Replies: 0
Views: 2,426
Posted By lily
Liberty Reserve doesn't allow mail.com

I tried to open an account using my mail.com email address but it was rejected. I think that they allow only yahoo and gmail but mail.com is one of the most popular free email providers.
Forum: General Payment Processing 12-16-2009, 03:55 PM
Replies: 1
Views: 1,694
Posted By lily
interest rates

Payment processors are widely used . A lot of people have accounts and keep money in them. Do you think that online payment processors have to be like the banks and to offer interest rates?
Forum: Marketing 12-15-2009, 11:50 PM
Replies: 3
Views: 2,167
Posted By lily
I think that it still works but not so effective...

I think that it still works but not so effective because there are too many scams. I am a consumer and sometimes it attracts my attention.
Forum: Credit Card Fraud 12-15-2009, 11:38 PM
Replies: 1
Views: 3,491
Posted By lily
I am not sure that we can tell the credit card...

I am not sure that we can tell the credit card companies something that they don?t know. Many high paid experts work for them. Credit card companies loose billions every year due to credit card...
Forum: Credit Cards 12-15-2009, 11:37 PM
Replies: 1
Views: 2,496
Posted By lily
I am sure that everybody is worried. You should...

I am sure that everybody is worried. You should keep your credit card details safe and to use only legitimate sites for online shopping. That is something everybody can do.
Forum: Paypal Discussion 12-15-2009, 11:12 PM
Replies: 4
Views: 2,373
Posted By lily
It is not safe to keep your money in paypal...

It is not safe to keep your money in paypal account. All payment processors are not secure. Use them for shopping, sending or receiving money but never keep the money in your online accounts.
Forum: Paypal Discussion 12-15-2009, 11:05 PM
Replies: 17
Views: 6,009
Posted By lily
I also don't change mine. But even if you change...

I also don't change mine. But even if you change it every day your account is still not safe. It is not so hard for hackers to access any paypal account.
Forum: Bank Accounts & Internet Banking 12-15-2009, 12:49 PM
Replies: 18
Views: 17,113
Posted By lily
What is an ACH transfer?

Is there any difference between ACH transfrer and wire transfer and which is better? Is everybody allowed to send money through ACH transfer or it is only available for business customers?
Forum: Bank Accounts & Internet Banking 12-15-2009, 12:27 PM
Replies: 9
Views: 8,020
Posted By lily
What is APY?

What does APY mean? How does it work? Is it something good or bad for your online account? If you have any information that could be helpful share it please.
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