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Old 12-15-2009, 05:12 AM
Moneybags Moneybags is offline
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Default telling the difference
What is the difference between identity theft and identity fraud? I think that maybe one is worse than the other, but I'm not certain about how they are different than each other.
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Old 12-15-2009, 07:55 AM
Avendor Avendor is offline
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From my understanding, identity theft means that your identity have been stolen by someone. Now when that person uses your identity to do some transactions in the internet then that person is doing an identity fraud.

I also would like someone to clarify the difference between these two.
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Old 12-15-2009, 04:12 PM
barmy barmy is offline
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Identity theft means that you use someone?s identity. So when you do something illegal some other person is responsible for it.
Identity fraud means that you use fake or non-existing identity to do a crime.
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Old 12-15-2009, 05:13 PM
diggo diggo is offline
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agreed with barmy.
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Old 12-15-2009, 07:36 PM
meme meme is offline
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Identity theft happens when criminals or crooks obtain your personal information like driver’s license, social security or SSN, address, name, maiden name of your mother, and other pieces of important personal information in order to impersonate you. Once these pieces of information are obtained, the crook can assume your identity.

Identity fraud happens when a criminal makes up personal information. The criminal does not steal personal information from a real individual or person. Identity fraud is very much different from identity theft because the perpetrator doesn’t assume a real person’s identity; rather the criminal uses the personal information of a fabricated individual. This serves as their mask in committing fraud and other criminal acts.
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