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Old 04-07-2011, 02:38 PM
Michael Michael is offline
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Default Whats the point of having a good credit score ?
What are the benefits of having a good credit score?

What are they ? except that you can get a lower interest rate on loans?
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Old 04-08-2011, 07:44 PM
janellelk janellelk is offline
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A great credit score opens the door if you are an apartment renter.
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Old 05-05-2011, 08:23 AM
kinah3 kinah3 is offline
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Yes its really amazing T shirt
i like this effort
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Old 06-16-2011, 07:00 AM
Joso Joso is offline
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Old 08-02-2011, 12:06 AM
LQuillin LQuillin is offline
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Wow! So to actually answer your question, your credit score rating is the way people who are going to lend you money (or goods- like housing rental) perceive your reliability in being able to pay them back. It gives them a look at how well you have paid your loans and credit lines in the past.

A good credit score means you have paid your debts on time. It also looks at how much of money you currently owe other lenders, so if you don't owe a lot to other lenders, then your score is higher.

A bad credit score means that you have missed payments and are therefore not as reliable. It could also be because you have maxed out your credit cards, which makes lenders wonder if you would be able to pay them back if they lent you more money.

There are other factors, but those are pretty much the basics. Good credit means you can get more loans or larger lines of credit with lower interest rates.
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Old 08-04-2011, 03:23 AM
taspocahon taspocahon is offline
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Good credit history allows them to access preferential financial services, banks in loan size, duration and there will be some flexibility on interest rates and preferential treatment. In terms of employment would also be a certain degree of extra points.
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Old 11-15-2011, 08:34 AM
Michael01 Michael01 is offline
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A good credit score is very beneficial.When a loan is needed,it is the first eligibly criteria which should be fulfilled . For employment purpose sometime,companies trust them for employment.It should be well maintained to get such profits.Thanks for such sharing of post.
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Old 07-21-2014, 07:19 AM
james478malou james478malou is offline
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Having a good credit score and good credit history has a big chance to approve when you applying loan.
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Old 07-23-2014, 04:22 AM
scott_neilsen scott_neilsen is offline
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Credit scores goes from 350 to 850. Generally a score above 720 is a good score, which can qualify you for much better rates of interest, loans, mortgage rates, auto loan premiums and credit cards. The lower your credit score, the harder it's to get these types of things with good rates.
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Old 07-28-2014, 07:50 AM
LucyCowlergni LucyCowlergni is offline
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A good credit score is what each of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money – and getting a low rate when you do.
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