Pay Pal is not a real merchant account & they steal from people, so I DON'T use them. I use Alert Pay http://www.alertpay.com/?1654
instead, but again, they aren't a real merchant account just so you know, & any real professional business doesn't JUST take Pay Pal. I don't purchase from sites that only take PP. I find that very suspicious & I once read the same thing on a guru biz consultant's blog or list, so I'm clearly not the only one who thinks that way.