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Old 02-22-2012, 03:14 AM
kun.jon kun.jon is offline
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Default 597 Credit Score Because Mom Used My Credit When I Was 18
When I was 18 with my mother personal information, opened the Verizon wireless account, not the identity theft, although I don't agree with or don't know it, she opened it help me build credit...

She stopped payment, for whatever reason, "I owe them ~ ~ $2500. This is five years ago, but now I began to apply for a credit card and loan, it has been bothering me, especially considering the only thing I credit record, is my current wireless account, has been to pay the highest.

Now I credit score is 597, I 23, employment sufficient time and full-time students. I have been in decline American express delta gold card.

My question is...

1. Verizon account transfer to my mother what way? Balance?

2. You caused much damage estimates that it made my credit score?

3. I get a credit card or sign the bill is the main reason for the card, is to build my credit, without any evidence that I had the opportunity to credit rating 597 status?
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