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Old 01-13-2011, 12:41 PM
Edmond Edmond is offline
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Checking account is also referred as a current account and saving account is the account in which you use the amount to save money and earn interest on it .
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Old 01-17-2011, 07:55 AM
baldasarre martin baldasarre martin is offline
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Most savings accounts you have to go to the bank when it is open to get the money, unless you also have a checking account and a debit card. Sometimes there is a fee for having a balance below a certain amount, like $500, or $1000. Checking accounts don't usually have those fees, but they have others. Go to the bank and sit down and have a talk with them to ask what is better for you. You need to be legally of age (18) for a checking account. You have a bank account for security of saving money so that you can have a way to care for yourself and your family if you are ill, to save up for a house, etc, and you have a checking account primarily to pay your bills.
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