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Old 07-17-2014, 10:35 AM
angilpari1122 angilpari1122 is offline
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Default Which type account is called merchant account ?
Hello friends,




I want know. Which type account is called merchant account ?
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Old 07-18-2014, 04:03 PM
Irina at Paylosophy.com Irina at Paylosophy.com is offline
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Merchant account is a type of a bank account that allows businesses (merchants) to accept payments by cards (debit/credit cards). A merchant account is established under business agreement between merchant and a merchant acquiring bank for the settlement of the payment card transactions.
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Old 07-22-2014, 12:44 AM
MagicPay MagicPay is offline
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This is a very broad question you asked.

A merchant account is a type of an account that allows businesses to process credit cards and accept magnetic cards as a form of payment. There are multiple types of merchant accounts. Retail, MOTO and E-Commerce.


Also, people that have a hard time getting a merchant account need to get a high risk merchant account.

Hope I helped.
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Old 07-22-2014, 11:18 AM
angilpari1122 angilpari1122 is offline
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Thanks for sharing important information regarding merchant account.
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Old 07-22-2014, 02:55 PM
MagicPay MagicPay is offline
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Originally Posted by angilpari1122 View Post
Thanks for sharing important information regarding merchant account.
No Problem! Glad I was able to help!
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Old 07-24-2014, 10:20 PM
bryan001 bryan001 is offline
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Hello,

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Old 08-08-2014, 07:45 PM
Jasonsimms Jasonsimms is offline
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A merchant account is an account with an acquiring bank that enables you to accept credit cards online. That means you are able to process credit card transactions in the form of online payments from your customers.
Here is how a merchant account works:
1. Your customers come onto your online shop or store and input their credit card information.
2. The payment gateway passes on this information to your merchant account after encrypting it. The idea is to make the process as safe and confidential as possible.
3. Your customer’s issuing bank will review the transaction for authorization. At this stage, the result is sent back duly-encrypted using the same gateway.
4. Whether your customer’s order is fulfilled on not will depend upon the result sent by the issuing bank.
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Old 11-10-2014, 09:31 AM
Alex_Questus Alex_Questus is offline
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Merchant Account involves a special type of arrangement with a bank or clearing house that allows you to accept credit card payments into a special bank account (your "Merchant Account"). The results of any credit card transactions passed through your online authorization company are then, hopefully, credited to your account if the transaction is approved.
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Old 12-15-2014, 11:14 AM
harry26 harry26 is offline
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merchant account is that accept all of the cards including business cards,magnetic cards,credit cards.
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Old 02-02-2015, 03:51 AM
abradasholze8242 abradasholze8242 is offline
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